Is an IVA right for me?
| IVA | Debt Management Scheme | Consolidation Loan | Bankruptcy | |
|---|---|---|---|---|
| If I cannot afford to pay off my debt, is a part of it written off? | ||||
| Will my creditors stop contacting me? | ||||
| Will I be able to keep my home? | ||||
| Will there be a fixed time scale in which the solution runs? | ||||
| Will it avoid my financial situation being disclosed in public? |



