I need help with debt!
Do you need debt help?Money Debt & Credit is an established debt solutions company in the UK. Our advisors are trained to provide you with the best solution to help you clear your debts. Call Free for expert advice. Simply contact us now and we'll discuss all the options with you, and which debt solution is best for your circumstances.
How can Money Debt & Credit help me with my debts?
We provide various products that can help you clear your debts. Based on your personal circumstances, our advisors will discuss the options that suit you best. There is no obligation to continue with any of our products so why not contact us today?
Types of debt help
Debt Management Plans
A Debt Management Plan is an informal agreement that helps you regain control of your finances by combining all your payments into one monthly amount, based on what you can afford to pay. We take care of all the arrangements with the companies you owe money to and distribute your payments. In many cases we can negotiate a freeze or reduction in interest and charges (although we can't guarantee this).
Low Cost Debt Management Plans
A Low Cost Debt Management Plan is a specially tailored debt management plan unique to Money Debt & Credit with reduced fees for clients with low debt levels.
IVAs
An Individual Voluntary Arrangement (IVA) is a legally binding agreement to pay a fixed monthly amount for a set period of time followed by equity release and up to 60-70% of debt written off at the end of the term. All interest and charges frozen on acceptance by creditors.
Trust Deeds
A Trust Deed is a legally binding agreement for residents of Scotland to become debt free in 3 years with potentially a proportion of the debt written off at the end of the term.
Bankruptcy
Bankruptcy is not always the end of the world, if your debts are completely beyond your means this could be the best option for you and we have experienced staff to support and guide you through every step of the application process.
Full & Final Settlement Offers
A Full & Final Settlement Offer is where we negotiate with your creditors to let you pay a lump sum which is less than the full balance you owe. In return for having a lump sum payment the creditor agrees to write off the rest of the debt.
Secured Loans
If you are looking to borrow between £5,000 and £250,000, and you are a homeowner, Money Debt & Credit could help you with a Secured Loan.
Call Free for expert advice
There is no obligation to continue with our products, so why not call Free for expert advice on
0800 16 999 46 or fill in your details online and one of our debt advisors will be in touch with you shortly.
Money Debt and Credit Ltd, Registered in England & Wales No.05588842.
Registered Office: 45 Clarendon Road, Watford WD17 1SZ
Consumer Credit Licence Number: 0580960