The UK Debt List

How much do you owe compared to everyone else?

The average person in the UK owes £17,857

Enter how much you owe to find out how you compare to the rest of the UK.

Remember to include all your unsecured debts (loans, credit cards) but not your mortgage.

Don't worry it's not public and we won't share it around.

Well done on staying on top of your finances. Money Debt and Credit may be able to help you further – you could start by making sure you are not paying more than you need to for essentials such as gas and electricity.

If you're a homeowner you may be able to save more by remortgaging and taking advantage of the current low interest rates. Or if you're considering home improvements, or are in need of finance, we could offer you a competitive quote on a secured loan.

Money Debt and Credit can help organise your finances. If you'd like some help with financial planning, or you think you need some information about how much you could safely borrow, get in touch.

You owe less than average, but you need to be careful not to overstretch yourself. Keep on top of the repayments you have and hopefully you will be able to manage your debts successfully.

If you are struggling to keep up with your payments, then you could consider a consolidation loan or finance management plan to provide you with a more affordable monthly payment.

Money Debt and Credit can help organise your finances. If you'd like some help in planning, or you think you need some help information about how much you could safely borrow, get in touch.

You owe more than most people, so you should really start thinking about how to bring your debt down to a manageable size.

If you are struggling to keep up with your payments, then you could consider a consolidation loan or finance management plan to provide you with a more affordable monthly payment, or you may be able to write some of your debt off through an IVA.

Money Debt and Credit can help organise your finances. If you're looking for help with your debt, get in touch and we can help you figure out the best way to get back in control.

You're in the highest-risk group of people, and it looks like your debt might be too much for you to handle. With the right debt solution you could start to bring down your level of debt, but you need to act quickly!

Money Debt and Credit specialises in working out how much you can afford to repay and negotiating with your creditors to arrange a sensible debt repayment plan. Get in touch now and see what they can do for you.

About Money Debt & Credit

Money Debt and Credit is a leading provider of financial solutions, offering a one-stop service to consumers on a range of products including Finance Management Plans, Individual Voluntary Arrangements (IVAs), Full and Final Settlements, and Secured Loans.

Whether you're simply searching for financial guidance, looking to borrow money, or struggling with debt Money Debt and Credit could be the answer. Our friendly and experienced team can offer you advice on a range of financial solutions to suit your situation.

The Facts

24.1m plastic card purchase transactions will be made today with a total value of £1.153bn.
The average car will cost £16.08 to run today.
80% of British adults are concerned about debt, savings and 'control of their money' as we head into 2011.
Total UK personal debt at the end of November 2010 stood at £1,454bn. The twelve-month growth rate was unchanged at 0.8%. Individuals owe more than what the whole country produces in a year.
7.9m cash withdrawals will be made today with a total value of £530m

The Facts

The average cost of raising a child from birth to the age of 21 is £26 a day.
£349,000,000 is the amount that the Government Public Sector net debt (PSDN) will grow today (equivalent to £4,040 per second).
98 properties were repossessed every day during Q3 2010.
Over 500,000 credit card users will take more than 12 months to clear their Christmas credit card debt, meaning they will still be in the red during 2011's festivities.

The Facts

Britain's interest repayments on personal debt were £65.1bn in the last 12 months. The average interest paid by each household on their total debt is approximately £2,582 each year.
The UK population is projected to grow by 1,178 people a day over the next decade.
207 mortgage possession claims will be issued and 154 mortgage possession orders will be made today.
Total UK personal debt at the end of November 2010 stood at £1,454bn. Individuals owe more than what the whole country produces in a year.
There are more credit cards in the UK than people.

The Facts

The average interest paid by each household on their total debt is approximately £2,582 each year.
372 people every day of the year will be declared insolvent or bankrupt. This is equivalent to 1 person every 53 seconds during a working day.
The average person will save £2.73 every day.
24.1m plastic card purchase transactions will be made today with a total value of £1.153bn.
15 million Britons could not survive until the weekend on savings. HSBC research reveals that 30% of adults have less than five day's average pay in savings (£249) set aside as a financial safety net.

Debt statistics from Credit Action

Money Debt and Credit Ltd, Registered in England & Wales No.05588842. Registered Office: 45 Clarendon Road, Watford WD17 1SZ
Consumer Credit Licence Number: 0580960