IVAs

The IVA Advantage

  • End to creditor telephone calls and payment demands
  • Legally binding agreement to get rid of your debts so you'll know exactly where you stand
  • All interest rates and late payment charges are frozen
  • A single affordable monthly payment at the end of which your remaining debts are discharged
  • Can help write off up to 60-70% of your debts
  • Repaired credit rating after the agreement ends
  • Retain your car and home

NB. An IVA may NOT be a suitable option for you, depending on your circumstances. Please go to IVA Information for more details

Call us FREE now on
0800 16 999 46
for IVA advice


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IVA info

IVA Terms & Conditions

Click Below to Review the Standard Terms and Conditions for IVAs


IVA Standard Terms and Conditions

MD&C Data Protection Statement

A Guide to Fees

Insolvency Staff's Hourly Charge Out Rate

MDC Grievance Handling Procedure

Only applicable for an Individual Voluntary Arrangement (IVA) - Conditions Apply: Subject to eligibility. Debt write off applies only where an IVA is suitable, adhered to and at the end of the arrangement. This relates to unsecured debts that were included in an IVA and does not include any secured debts, mortgages or Hire Purchase items. Alternative solutions may be offered if they are appropriate for your circumstances. Failure to adhere to an IVA can result in bankruptcy. An IVA should only be considered in extreme circumstances. It is a formal, legal agreement supervised by an Insolvency Practitioner and will seriously affect your credit rating for, in some cases, generally up to 72 months, after initial default.

Fee Payable – this is paid out of your agreed monthly contributions in your IVA and you will be notified of this in advance. Homeowners may be required to re-mortgage/ introduce funds, during the term of the arrangement.

Money Debt & Credit Group plc: Registered Office: 45 Clarendon Road, Watford, Hertfordshire, WD17 1SZ. Financial Service Authority Number: 461643, Consumer Credit Licence Number: 593490.