Money Debt & Credit: Turn around your finances
Write off up to 60-70% of your unsecured debt with an IVA. For more information call us free on 0800 16 999 46.

Apply for an IVA today

Our team of skilled debt advisors are specialists in IVAs, Debt Management, Trust Deeds, Secured Loans and Bankruptcy and will provide you with the most appropriate debt solution.
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IVA Terms & Conditions

Click Below to Review the Standard Terms and Conditions for IVAs


IVA Standard Terms and Conditions

MD&C Data Protection Statement

A Guide to Fees - Post 6th April 2010

A Guide to Fees - Pre 6th April 2010

Insolvency Staff's Hourly Charge Out Rate

MDC Grievance Handling Procedure

Only applicable for an Individual Voluntary Arrangement (IVA) - Conditions Apply: Subject to eligibility. Debt write off applies only where an IVA is suitable, adhered to and at the end of the arrangement. This relates to unsecured debts that were included in an IVA and does not include any secured debts, mortgages or Hire Purchase items. Alternative solutions may be offered if they are appropriate for your circumstances. Failure to adhere to an IVA can result in bankruptcy. An IVA should only be considered in extreme circumstances. It is a formal, legal agreement supervised by an Insolvency Practitioner and will seriously affect your credit rating for, in some cases, generally up to 72 months, after initial default.

Fee Payable – this is paid out of your agreed monthly contributions in your IVA and you will be notified of this in advance. Homeowners may be required to re-mortgage/ introduce funds, during the term of the arrangement.

Money Debt and Credit Ltd: Registered Office: 45 Clarendon Road, Watford, Hertfordshire, WD17 1SZ. Financial Service Authority Number: 461643, Consumer Credit Licence Number: 593490.



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Insolvency Practitioners at Money Debt and Credit Ltd act without any personal liability
Money Debt and Credit Ltd, Registered in England & Wales No.05588842. Registered Office: 45 Clarendon Road, Watford WD17 1SZ