IVAs

The IVA Advantage

  • End to creditor telephone calls and payment demands
  • Legally binding agreement to get rid of your debts so you'll know exactly where you stand
  • All interest rates and late payment charges are frozen
  • A single affordable monthly payment at the end of which your remaining debts are discharged
  • Can help write off up to 60-70% of your debts
  • Repaired credit rating after the agreement ends
  • Retain your car and home

NB. An IVA may NOT be a suitable option for you, depending on your circumstances. Please go to IVA Information for more details

Call us FREE now on
0800 16 999 46
for IVA advice


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Apply for an IVA
IVA info

Paperwork needed for an IVA

Housing Agreement - Mortgage or Tenancy

A recent statement is required to show how much you pay for your accommodation.

At least one recent wage slip (For all parties)

To confirm your income.

At least One recent bank statement (For all parties)

To confirm your payments.

Current year's council tax bill (Copy)

Include details of arrears separately if applicable.

Identification (Copy)

We must see a copy of your driving license or passport, it's the law!

Award letters for all benefits in payment

To confirm current awards. This can be requested from the Benefits Agency or Inland Revenue.

HP agreements and secured loans

We need to include everything in your income and expenditures.

Latest statements for all other unsecured credit

Credit cards, HP, catalogues etc.

Letters from solicitors or debt collectors

Any paperwork relating to your debt is important to your IVA application.