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  • End to creditor telephone calls and payment demands
  • Legally binding agreement to get rid of your debts so you'll know exactly where you stand
  • All interest rates and late payment charges are frozen
  • A single affordable monthly payment at the end of which your remaining debts are discharged
  • Can help write off up to 60-70% of your debts
  • Repaired credit rating after the agreement ends
  • Retain your car and home

NB. An IVA may NOT be a suitable option for you, depending on your circumstances. Please go to IVA Information for more details

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Fractured families may benefit from IVA advice

- Monday, 1 February 2010

IVA advice may benefit those families having difficulty looking after their loved ones due to soaring housing costs.

New research by housing charity Shelter reveals that 1.5 million adults across Britain are unable to look after their elderly parents because high housing costs prevents them from living nearby.

The study also found that one in ten parents believe their children want to live closer to them, but are prevented from doing so because of unaffordable housing costs.

Director of policy and campaigns at Shelter Kay Boycott said the figures revealed the "shocking impact" that spiralling housing costs are having on families.

"This is not just about the financial cost for people. Grandparents are missing out on precious time watching their grandchildren grow up, and many elderly people may not be getting the support they need," she added.

Previous research by Shelter reveals that 18 per cent of 18 to 44-year-olds are choosing to delay having children because of the lack of affordable housing, rising to 24 per cent among 18 to 34-year-olds.ADNFCR-2258-ID-19588920-ADNFCR

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