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The IVA Advantage

  • End to creditor telephone calls and payment demands
  • Legally binding agreement to get rid of your debts so you'll know exactly where you stand
  • All interest rates and late payment charges are frozen
  • A single affordable monthly payment at the end of which your remaining debts are discharged
  • Can help write off up to 60-70% of your debts
  • Repaired credit rating after the agreement ends
  • Retain your car and home

NB. An IVA may NOT be a suitable option for you, depending on your circumstances. Please go to IVA Information for more details

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0800 16 999 46
for IVA advice


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Latest IVA and Debt News

Tough times still to come, expert claims

Wed, 10 Mar 2010

Consumers may benefit from IVA advice following new claims that they are in for a tough time during 2010.Read more - Tough times still to come, expert claims

Debt management could help allay pension fears

Tue, 09 Mar 2010

More people may need debt management advice to help them become more confident in saving for retirement.Read more - Debt management could help allay pension fears

More men take out IVAs

Tue, 09 Mar 2010

Men are more likely to become insolvent and need an Individual Voluntary Arrangement (IVA) than women, it has been found.Read more - More men take out IVAs

IVA advice may benefit consumers with bad debts

Mon, 08 Mar 2010

The level of debts written off by banks and building societies because borrowers will never repay them has reached a record high in 2009, new figures show.Read more - IVA advice may benefit consumers with bad debts

'Pension income gender gap' may signal need for IVA help

Mon, 08 Mar 2010

An IVA could benefit the increasing number of women who are not contributing towards their pensions, leaving themselves open to financial difficulty.Read more - 'Pension income gender gap' may signal need for IVA help

Retirees face over £770 increase in annual living costs

Fri, 05 Mar 2010

Retired households may require IVA advice to help them meet dramatic increases in living costs as a result of rising inflation.Read more - Retirees face over £770 increase in annual living costs

IVA advice may be needed as people fail to save

Fri, 05 Mar 2010

More people may find themselves needing IVA advice following new figures that reveal record low saving levels among the UK population.Read more - IVA advice may be needed as people fail to save

IVA advice may be needed as parents' 'saving sap' fund is depleted

Thu, 04 Mar 2010

Parents may need IVA help as their adult children continue to "sap" their savings and investments.Read more - IVA advice may be needed as parents' 'saving sap' fund is depleted

Interest rates should remain 'as low as possible'

Thu, 04 Mar 2010

Interest rates should remain "as low as possible for as long as possible" in order to help those struggling with debt management, it has been claimed.Read more - Interest rates should remain 'as low as possible'

Debt management may help people combat their overspending

Wed, 03 Mar 2010

Debt management may be needed by the increasing number of people who are spending more than they take home in pay every month.Read more - Debt management may help people combat their overspending


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