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Our team of skilled debt advisors are specialists in IVAs, Debt Management, Trust Deeds, Secured Loans and Bankruptcy and will provide you with the most appropriate debt solution.

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Tailored Debt Solutions at Money Debt and Credit

Are you struggling with debt?

If like thousands of people in the UK you are struggling to make ends meet every month, we may have the solution for you.

Money Debt and Credit is a debt solutions company that believes that every client has a right to appropriate financial advice to turn their finances around. We offer a fresh and simple approach to solving your debt problems. Our debt advisors are dedicated to making sure that you receive the highest level of service.

We are members of:

The Debt Resolution Forum, The Association of Finance Brokers, and The Debt Standard

Our Debt Solutions

Whatever your circumstances, we have a debt solution to help you.

Debt Management Plans - an informal agreement that helps you regain control of your finances by combining all your payments into one monthly amount, based on what you can afford to pay.
Low Cost Debt Management Plans - a specially tailored debt management plan unique to Money Debt and Credit with reduced fees for clients with low debt levels.
IVAs - a legally binding agreement to pay a fixed monthly amount for a set period of time followed by equity release and up to 60-70% of debt written off at the end of the term. All interest and charges frozen on acceptance by creditors.
Trust Deeds - a legally binding agreement for residents of Scotland to become debt free in 3 years with potentially a proportion of the debt written off at the end of the term.
Bankruptcy - not always the end of the world, if your debts are completely beyond your means this could be the best option for you and we have experienced staff to support and guide you through every step of the application process.
Full and Final Settlement Offers - where we negotiate with your creditors to let you pay a lump sum which is less than the full balance you owe. In return for having a lump sum payment the creditor agrees to write off the rest of the debt.
Secured Loans - for any purpose. If you are looking to borrow between £5,000 and £250,000, and you are a homeowner, Money Debt and Credit could help you with a Secured Loan.

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Latest Debt & IVA News

Sort out finances before buying a car to avoid need for debt management
Consumers who wish to buy a new car this autumn should shop around for the best deals and find an affordable payment plan to avoid the need for debt management in the future.
- 08/09/2010
Older people cannot afford to repair homes
About 15 per cent of consumers aged over 50 cannot afford to repair their homes and could resort to borrowing money, which could lead to the need for a debt management plan.
- 07/09/2010
'Do not switch energy company on the spot'
Consumers should never switch energy company on the doorstep as they could be making themselves worse off financially.
- 07/09/2010
Young drivers admit to 'staging accidents'
At least one in 20 motorists aged under 35-years-old has admitted to staging an accident in order to make extra money, which could go on a debt management plan.
- 06/09/2010

Latest Debt & IVA News »

Insolvency Practitioners at Money Debt and Credit Ltd act without any personal liability
Money Debt and Credit Ltd, Registered in England & Wales No.05588842. Registered Office: 45 Clarendon Road, Watford WD17 1SZ